Need Help Reclaiming Bank Charges, Credit Card Fees, Payment Protection Insurance and Penalty Fees in the United Kingdom?

Reclaim Bank Charges is here to help you claim back the bank charges and fees that you are entitled to.

If you have incurred bank charges, penalty fees of all kinds, credit card fees and payment protection insurance in the last six years then you may be missing out on thousands of pounds left unclaimed.

Our guides and free information will help you gain a clearer idea of how the banks calculate their charges and how you can apply to have your bank charges refunded.

Reclaim your bank charges today!

Prime Minister Gordon Brown Speaks Out On Unfair Bank Charges

Prime Minister Gordon Brown has spoken out on unfair bank charges by calling on banks to swiftly compensate their customers should they eventually lose their court case against bank charges.

If the OFT win their test case against the banks and their unfair charges, they will be forced to repay hundreds of millions of pounds back to their customers.

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RBS NatWest To Cut Bank Charges From October

RBS have this week announced plans to cut overdraft fees on over 12.5 million current accounts from October 2009

This latest news from RBS follows their announcement back in December 2008 where they revealed plans to begin pro-actively refunding unfair bank charges to its customers. More »

High Street Banks Plan Appeal Over Bank Charges Ruling

The House of Lords have granted the eight main High Street banks in the bank charges court case the right to appeal.

What this essentially means is that the continuous battle against unfair bank charges will now be delayed further and could even push the case back to 2011.

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Office of Fair Trading Win High Court Bank Charges Ruling

The High Court has today ruled that unfair bank charges can now be assessed by the Office of Fair Trading to ascertain their fairness to customers.

This announcement made earlier today could see banking customers reclaim billions of pounds in unfair charges from the last 6 years.

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FSA Waiver Blocks Bank Charge Reclaims

The Consumer Action Group (CAG) have hit out at the Financial Services Authority (FSA) for keeping the bank charges waiver in place for Natwest customers who were penalised between 2001 and 2003. The Consumer Action Group now believes that these Natwest customers should now be able to reclaim their charges.

According to The Consumer Action Group a number of their 210,000 members are currently looking into reclaiming their charges from Natwest despite the waiver that is in place.

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RBS Plans To Refund Bank Charges

According to reports, RBS may be planning to proactively refund all of its customers bank charges if the bank loses their High Court battle with the Office of Fair Trading (OFT).

RBS is currently appealing the case in unison with seven other major High Street banks. RBS are appealing a ruling that allows the OFT to asses whether the bank charges are fair to customers.

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Abbey Computer Glitch Charges Accounts

According to a report in Money Mail a number of Abbey customers have noticed that they’ve been charged overdraft fees on their accounts – despite their accounts not having gone overdrawn.

It appears that customers only noticed the somewhat random charges (of only a few pence) after having looked over their latest banking statements.

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Bank Charge Claimants Urged To Avoid Courts

The Financial Ombudsman is urging financially weary bank charge claimants to avoid taking their cases to court, but to instead contact them instead to reclaim their charges.

Many bank customers who have suffered financial difficulties due to unfair bank charges have since seen their cash refunded through the Financial Ombudsman Service rather than having to go through the county courts.

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HSBC Could See Bank Charge Refunds Hit £303M

HSBC is predicting the bank will have to issue a further £303,000,000 in refunds to its British customers should they lose the High Court case with the Office of Fair Trading in regards to unfair overdraft charges.

The bank has also revealed that they have already given back some £115,000,000 in 2007 following a spate of refund claims.

Whilst refunding customers the charges they have paid for unauthorised borrowing, in many cases these fees have forced the customers further into the red. This in turn will have had a detrimental effect on their UK credit report, and will in all likeliness affect their ability to apply for credit in the future. Such issues will not be fixed by the refunding of these unfair charges.

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